Most breeders will request that owners take out pet insurance on their new puppy.
You never know when an accident might occur as our pets can often get themselves into mischief.
Pet insurance can cover against the unexpected as you don’t want to be left with the difficult choice of saving your dog or depleting your life savings.
There are over 8.5 million dogs and 8 million cats in the UK, proving that we really are a nation of animal lovers.
You’ll find lots of options to choose from when it comes to finding the right pet insurance provider for you and your pet. In fact, it can be a confusing and overwhelming experience.
In this article, we’re going to take a look at Waggel, what pet insurance cover they can provide, what customers are saying about their service, as well as the added benefits that they can offer.
Note: You can also talk to your local vet to find out what pet insurance company they recommend as well as what pet insurance policies they’ll accept.
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Who Are Waggel?
Waggel was created out of a desire to provide pet owners with an alternative option away from the often confusing and infuriating experiences that are sometimes associated with making a claim.
They want to give pet parents peace of mind that their dogs and cats are protected against accidents or illnesses, allowing us to get the most out of our relationship with our dogs.
Founded in 2018, they created a membership-based pet insurance platform that is “fully loaded and transparent at its core”.
Waggel offer their members the chance to avail of rewards such as fun experiences, valuable services and offers from hand-picked bespoke partners. Some of these partners include Butternut Box, Wisdom and Protect My Pet.
They explain that the idea behind these additional benefits is to ensure pet owners who aren’t making claims can still get value from their membership.
Waggel outlines on their website the three key values behind their service: joyful, personal and bold.
How Does Waggel Work?
If you’re searching for a pet insurance provider for your cat or dog, it’s easy to get a quote on Waggel’s website.
You simply enter some of the key details that Waggel need to know about your pet, such as name, sex, birthday, breed or mix, size, weight before providing your post code.
Next, you’ll need to adjust the amount that you want Waggel to pay towards your dog’s vet fees each year, which will affect the amount you pay per month. They cover vet fees ranging from £2,000 to £10,000 a year.
Waggel will ask you to select your claim contribution, which is the amount you will pay towards each unrelated condition you successfully claim in your policy year. Your contribution can range from £50, £100, £250 and £500.
After you’ve made your selection. you’ll get a quote generated by Waggel’s website.
Next, you’ve got to select your policy start date. However, it’s important to note that you won’t be able to make a claim until 14 days after this date.
In addition, Waggel don’t cover pre-existing conditions. If your cat or dog suffers from a pre-existing condition, you’ll need to disclose it during the sign-up process.
What Cover Do Waggel Offer?
Waggel offer an annual coverage.
They’ll cover vet fees ranging from £2,000, £4,000, £6,000, £8,000 and £10,000 resulting from an accident, illness or a condition. It’ll also include emergency treatment while on holiday outside the UK but within a country of the Pet Travel Scheme (PETS).
Waggel provide third-party liability of £2m, including compensation of a claimant’s costs and expenses as well as the legal costs and expenses of defending a claim made against you.
They offer cover of £1,000 should your pet die during your policy year or is put down for humane reasons because of injury or illness.
Waggel will pay £1,000 if your pet isn’t found within 45 days of being lost or stolen.
Other considerations include complementary treatment (£1,000), behavioral treatment (£1,000), diagnostic scans (£2,000) and dental treat (£1,000).
Waggel offer a multi-pet discount.
How To Make A Claim?
Waggel have a modern approach to pet insurance so you won’t have to worry about paperwork when making a claim.
They’ve got a “10-second claim” process that doesn’t involve paper forms or silly questions.
It’s as simple as telling Waggel what you’re claiming for, the vet that treated your pet and where to pay.
You’ll get what Waggel call a “customer champion” who will help you get your claims resolved or answer any questions you might have about their service.
Furthermore, Waggel will provide real time claims tracking so you’ll know instantly when your claim is resolved and you’ve been compensated.
So, you can track your claim by logging into the Waggel dashboard on your computer or smartphone.
Waggel provide a modern approach to pet insurance.
Having dealt with a number of pet insurance companies in the past, I found making a claim to be confusing, overwhelming and stressful.
There was always lots of paperwork involved, uncertainty about when I would be reimbursed and confusing talk of excesses.
However, Waggel provide a transparent service that is easy to follow on my smartphone. Making a claim couldn’t be easier.
I love that Waggel provide members with the chance to win exclusive prizes, as well as discounts from bespoke partners.
What Are Customers Saying?
Waggel have an average rating of 4.74 stars out of 5 on independent website, Review.co.uk.
Jake gave Waggel a glowing five-star review after a seamless experience with the company.
Amazing website. So easy to use and simple to understand. Nice to finally have pet insurance without all the nonsense! All of the membership perks seem really cool and has made the experience so much better overall. Have already started recommending to friends and family.
David was pleasantly surprised by the smooth sign-up process.
A simple process to insure your pet at a level you require. I found the online insurance easy and informative plus at a good competitive price.
Finally, Andrew was impressed with the customer service experience.
Early days and no claim made yet (that’s the important part). However, excellent price compared to competitors and swift response to e-mail queries. So far so good!
Pet Insurance UK 2020
Waggel have a modern and transparent approach to pet insurance that could be a good fit for you and your pet.
You can get a quote from Waggel to see if they can provide the cover that you feel is right for your canine or feline companion.
You can check out our best pet insurance UK guide via the link below.
Anything Else To Consider?
Waggel will provide members with free vet consultations with FirstVet. In doing so, Waggel hope to provide pet owners with peace of mind if they suspect their cat or dog isn’t behaving normally.
You won’t need to worry about dashing to the local vet, but rather enjoy the convenience of a free vet consultation to immediately get help and support.
Waggel will make a yearly donation on your behalf to one of these four charities: Wild At Heart, PetSavers, Support Dogs and Dogs On The Streets.
Wrapping Up – Our Final Thoughts
We’ve reached the end of our review of Waggel.
They provide a modern approach to pet insurance that can provide pet owners with peace of mind.
You can generate a quote online and learn how Waggel can cover your pet or dog.
Making a claim is simple thanks to Waggel’s website. It’s fully transparent as you can follow each step of their claims process.
You won’t have to worry about paperwork or inconvenient trips to the vet attempting to sort out forms to ensure you get compensated.
Waggel provide their members with access to wide range of benefits and discounts from their bespoke partners even if you haven’t made a claim.